High Yield Cd Accounts 2024. 7, 2024, based on the banks we track at cnet. The highest certificates of deposit (cds) rates today are offered by merchants bank of indiana (5.92%), first federal of lakewood (5.61%), maries county bank (5.51%) and shoreham bank (5.50%).

By pursuing a cd with the longest term right now, you’ll still be able to secure a high rate, and you’ll do so ahead of multiple predicted rate cuts ahead in 2024 and 2025. Explore the top cd rates today and learn how economic trends can affect your rate.